Smart Partner Homes
Financing
CTX Mortgage Company
CTX Mortgage is Smart Partner Homes preferred lender. They have achieved this status by offering the most complete lending packages to our clients. Their rates are extremely competitive and they provide no money up front until closing(no application or appraisal fee).

Here are some of their great attributes:
  • One time close Construction-to-Permanent Financing
  • Fixed rate and Adjustable rate programs
  • 36 hour turn around on pre-qualifications
  • No money up front (no application or appraisal fees until closing)
  • 100% financing available to qualified applicants (land and home)
  • No payments during construction to qualified applicants
  • Financing up to $2.5 million
Menu of Programs:
  • Full Income
  • Stated Income
  • No Ratio
  • FHA
  • Fixed Rate
  • Adjustable Rates: 3/1, 5/1, 7/1, 10/1
CTX does not work through brokers so their rates are more competitive.

Download our pre-qualification worksheet
(PDF, 345k) and fax it to our toll free number for rapid turnaround or contact our lending manager, John Norton, toll free at 1-866-644-5400.

Don't forget to mention Smart Partner Homes when contacting CTX. They only work with approved builders who have demonstrated excellence in home construction.
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